As life brings new and unforeseen hurdles to jump over and prices begin to soar, you may be looking at your insurance and wondering if you have enough coverage. Ramsey Financial Services offers umbrella insurance to help you cover those accidents that are not accounted for by other policies or the excess loss from other providers. If you are still on the fence, Sales Manager Brianna Schneider shares more reasons why you should apply for umbrella coverage:
“The magic question is always ‘Well, do I need an umbrella?’ And so, I always ask, ‘Well, do you have a dog? Do you have a young driver?’ Even if you have the sweetest dog in the world, and it might just excitedly jump on the elderly visitor and knocks them down the steps, it’s not that you would be sued by your elderly neighbor, but maybe their medical coverage is going to come after you for help with those medical bills. You just never know where you might find yourself.”
If you’re interested in applying for umbrella insurance, visit Ramsey Financial Services at 1105 West Broadway in Monmouth, or call (309) 734-5443.