The price of family premiums for employer-based healthcare is outpacing wage growth and inflation. Average premiums are up four-percent from last year and 47-percent from 2011, according to the Kaiser Family Foundation. Deductibles have surged over 68-percent in cost from a decade ago. Additionally, employees at smaller companies face deductibles up to 70-percent higher than those at larger firms. Currently, around 155 million Americans rely on employer-sponsored health coverage.